The level of enthusiasm in going to work has slightly decreased somewhat following a performance appraisal made last month. My boss says that after 2 years on the SPV scene, I have not relinquished my Corporate Banking AO work attitude. In short, I remain to be very pro-Borrower.
He did start off the performance review by saying all my positive qualities and strengths (yada yada yada and more yada yada yada, - hmmm, I have a lot of yada yadas pala), but the bottomline is, I’m not aggressive enough to squeeze more cash from my Accounts knowing that the primary goal is to cut a juicy deal and finish it QUICK. No room for further pleasantries unless we see other future business deals with the company.
In the end, he gave me a Needs Improvement rating (no matter how many settlement offers I was getting due to my supposed rapport with my borrowers) and was told that for me to shine with the kind of personality that I have (you’re too nice Tonette, you gotta be two-faced), its always a good idea to return to Corporate Banking or try out an Industry that will allow me to interact freely with clients.
I said my piece in return, citing purchase cost constraints, transparency, parameters, differences in opinions and approaches, and these were all noted down. But then again, it all boils down to PROFIT and I need to generate more of it. Otherwise……
Days following this performance appraisal found me thinking again of my future and this time, putting Anton’s welfare as priority. I disclosed in this blog 2 years ago that I am receiving 2x plus my net salary from previously working in a bank and this has allowed me to enjoy looking at a savings passbook that is currently enjoying a 6 digit balance.
The salary was more than enough when I was alone. With Anton coming plus other expenses of which I share responsibility with my brother, the present salary is adjusted to secure Anton and I through, be able to continually settle other financial responsibilities, and hopefully enjoy a bit of luxury here and there. Getting a job that will pay less than what I am earning now will definitely rock the comfort zone but hopefully will remain manageable.
He did start off the performance review by saying all my positive qualities and strengths (yada yada yada and more yada yada yada, - hmmm, I have a lot of yada yadas pala), but the bottomline is, I’m not aggressive enough to squeeze more cash from my Accounts knowing that the primary goal is to cut a juicy deal and finish it QUICK. No room for further pleasantries unless we see other future business deals with the company.
In the end, he gave me a Needs Improvement rating (no matter how many settlement offers I was getting due to my supposed rapport with my borrowers) and was told that for me to shine with the kind of personality that I have (you’re too nice Tonette, you gotta be two-faced), its always a good idea to return to Corporate Banking or try out an Industry that will allow me to interact freely with clients.
I said my piece in return, citing purchase cost constraints, transparency, parameters, differences in opinions and approaches, and these were all noted down. But then again, it all boils down to PROFIT and I need to generate more of it. Otherwise……
Days following this performance appraisal found me thinking again of my future and this time, putting Anton’s welfare as priority. I disclosed in this blog 2 years ago that I am receiving 2x plus my net salary from previously working in a bank and this has allowed me to enjoy looking at a savings passbook that is currently enjoying a 6 digit balance.
The salary was more than enough when I was alone. With Anton coming plus other expenses of which I share responsibility with my brother, the present salary is adjusted to secure Anton and I through, be able to continually settle other financial responsibilities, and hopefully enjoy a bit of luxury here and there. Getting a job that will pay less than what I am earning now will definitely rock the comfort zone but hopefully will remain manageable.
The thought of leaving the Philippines to work somewhere else briefly entered my mind but I scratched it off almost immediately. Before Anton, this option was always a possibility but not anymore. Leaving him in a day-care center or something equivalent in the host country while I’m out working, left a bitter taste in my tongue. Leaving him behind is unthinkable.
And so, I’ve decided that for as long as I don’t receive any walking papers (and I do hope not!), I will continue to perform the work here as best as I can but at the same time, start looking for opportunities outside of the SPV. Once I pursue this option, it would mean a significant pay-cut but I know I’ll be able to adjust and work around this bit of a hitch. Anton is with me, and with my parents presence, I will be able to provide him a stable family unit that he can comfortably grow up in.